Get Out of Debt!

One of the things that I've found as a single work at home mom is that as long as you're in debt, you can't get ahead. You're so busy paying the minimum on all your debts, that there isn't any left over for savings. The old adage is true. The rich just get richer, because they're not being hit with finance charges and late fees, and the poor get poorer, because they are being hit with finance charges and late fees. It's like trying to climb to the top of a mountain, and the mountain top keeps growing taller and taller. So when I find something I think is useful in helping people beat their debt, I will post it here.I recently found this...

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How to Start Your Own Online Book Business: Chapter Two

Okay, here it is. I published Chapter One of How to Start Your Own Online Book Business last week, and promised future installments for those interested. I recounted how I fell into the online used book business. So I guess the next, and most important, thing to cover is: where to get your inventory.Well, the used book business is not like the new book business. You don't order inventory from a publisher. (Although those who run a new online book business do.) Part of the reason there's money to be made in this business is the ratio of low cost of goods to high sale price.A book you pay a quarter for today can be sold for $10, $20, $30 tomorrow....

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Great Web Site for Frugal Moms

If you haven't visited Moneysavers.com a site dedicated to helping moms save money, then you're missing the boat. It's got articles, tips, coupons, a forum, family finance resources. It's motto: Moms Living Well for Less. I like it! As my daughters would say, "High Fiv...

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Busy Kids Mean Productive Mommies

One of the most difficult things about working from home is keeping your kids busy, so that you can get your job done. Now if your kids are older, like mine, you make it clear you're not to be disturbed, close the door, and you're good. But if your kids are younger, you have to be a little more inventive. If you don't keep small children busy, there's a very real potential for disaster. But there are some things you can do to increase the probability that you'll actually get some work done.The first - and by far, the easiest - hire someone for a few hours each day to help out with the kids. Young teens, especially those who aren't old enough...

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I Love These! Flower Garden Mats

My mom bought a flower mat one summer when I was a small child, and rolled it out in the backyard. It's one of my fondest memories of childhood. Every day we would run outside to see what surprise had popped up. Yankee Gardener has a great looking o...

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How to Start Your Own Online Book Business: Chapter One

I currently work as a general transcriptionist online. But before this, I had my own online used book selling business for four-and-a-half years. When I mention to this to people, they are always very curious about how I got into it, what it involves, and what might be the potential income from online used book selling. They also want to know what provoked me to one day suddenly start up an online used book business.So in response, I thought I would do a series of articles on online book selling, describing how I got into it, the expense involved, the venues available for online book sellers, and some of the tips and tricks I learned in my...

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JOB LEAD: Saw this on WAHM.comLooks like a good telecommute job lead. Here it is: CCI Call Center Work at Home AgentsAs always, research any job opportunity careful...

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Too Good Not to Post

This sounds too good not to post. I'm going to the grocery store now. Enjoy!Crockpot Garlic Basil ChickenY...

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No Mommy Wars, Just Hardworking Mommies

I had a day of semi-rest today. I stayed up all night to meet a deadline, and decided to take the rest of the day off. So I spent this afternoon surfing the Net. I found an amazing number of sites generated by moms. Women all over the country are celebrating their motherhood, and demanding the respect this difficult job deserves.Whether you're a stay at home mom or you work outside the home, you should be proud of the work you do and the responsibility you have accepted to raise happy, healthy children. It truly is time mothers demand recognition. And this includes not only equal pay for equal work, but also the ability to take a day off...

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The Work-at-Home Scam Epidemic: Vaccinate Yourself

One of the most disheartening things that can happen as you're looking for a work at home job is to be scammed. Unfortunately, there are people out there who are more than willing to take advantage of struggling moms looking for a work at home job. The number one thing to remember when you're looking for a job working from home is to always research any company you're thinking about applying with. Also, and this is most important – never, never, never pay a fee to apply for or get a job. Legitimate companies do not charge a fee to prospective employees. A good place to check out any company is the Better Business Bureau online....

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JOB ALERT:Chippewa Publishing is looking for a Public Relations Specialist and Art Director. These are telecommute positions. If you love to read, love authors, and are familiar with the e-book market, check it out. I believe the deadline has been extended.UPDATE ON THIS POST: I have recieved word that the PR position has been filled....

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So Little Time, So Many Mouths to Feed

If you're like me, working at home does not translate into more time for shopping and meal preparation. If I can't throw together a meal in 20 minutes, I'll probably opt for takeout. Please, don't throw stones.To make matters worse, I'm not a great cook. My repertoire of meals includes six, maybe seven dishes, and I generally just put these on rotation, with an occasional pizza thrown in. My kids are teens, and they're quite familiar with my kitchen shortcomings.But recently I've been thinking I should expand my horizons, shake things up a bit. So I went searching online for some sites that might point me in the right direction. And of...

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JOBS ALERT:Love the Environment?Environmental Media SalesCheck this out!Sales and MarketingFamiliar with the Law?Writer/Editor with Legal ExperienceInternet Savvy with ComputerOffice Help/Telecomm...

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JOBS ALERT: This looks like a great opportunity for anyone living in the Chicago area.Part-time Expert ReadersGreat extra income opportunityIT BloggerLooks interestingGraphic DesignerSounds GoodVerification Age...

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Credit Card Hopping: Financially Smart or Not?

So you've received an offer in the mail for a new credit card with a 0% introductory rate for six months and no transfer fees for the first 90 days after opening the account. Is it to your benefit to accept the new card and transfer the balance off another card? Well yes and no. It's beneficial only if you are going to pay the balance off in that six months, and you can refrain from using the card at all during that six months.   These offers are usually extended for 6 to 15 months. After that, they revert back to the standard fixed 10 to 18% interest rate. This can be a good idea if you have the self-control to pay...

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Make Your Money Stretch

I've discovered something new - well, new to me. It's the wonderful world of coupon clipping services. I hate to clip coupons. I never find the ones I need, and I just don't have the time to search them out. This is where a coupon clipping service comes in. They clip the coupons for you! You just choose the coupons you want, pay a small handling fee, and they will be shipped straight to your mailbox. Couldn't be simpler.And these are coupons for companies like Nestle, Pillsbury, Campbell's, and General Mills. Many of the coupons can even be doubled. This is a great way to make your money stretch. Here are some online coupon clipping...

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