Get Out of Debt!

One of the things that I've found as a single work at home mom is that as long as you're in debt, you can't get ahead. You're so busy paying the minimum on all your debts, that there isn't any left over for savings. The old adage is true. The rich just get richer, because they're not being hit with finance charges and late fees, and the poor get poorer, because they are being hit with finance charges and late fees. It's like trying to climb to the top of a mountain, and the mountain top keeps growing taller and taller. So when I find something I think is useful in helping people beat their debt, I will post it here.

I recently found this debt reduction planner on CNNMoney.com that I think is simple, straightforward, and easy to use. You enter your debt total, interest rate, your monthly payments, and you can see exactly how long it will take to pay off your debts. You can also find out how increasing your monthly payments incrementally will help you to get the debts paid off sooner. As you pay off one debt, take the money that you would have spent on that monthly payment, and apply it to the next debt. Harder than it sounds, I know. But you've got to start somewhere.

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Great Money Saving Strategy and Coupon Site

Just saw this site this morning and had to throw it in. This woman lives in North Carolina, and she's a couponing guru. She has hundreds of great tips on her site for saving the money you work so hard to make. http://www.smartspendingresources.com/articles.html

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Every Mom Should Have the Opportunity to Work at Home

The purpose of this blog is to get the word out. Whether you want to work at home so you can be with your children, or you just like the idea of wearing your pajamas all day, it is quite possible to find a job where you can work from the comfort of your own home. I know. I began working from home ten years ago, when I still had three children at home. We needed the extra money, and I needed something to do while the kids were in school.

My marriage was rocky at the time, and I knew there was a real possibility I would have to leave and go out on my own with the kids at some point in the future. So I began my own Internet business. I started small, and built it up slowly. Before long, I was contributing half of the household income.

I'm sad to say I was right about my marriage. Four and a half years ago, my children and I were forced to leave our home and start over. We moved from a three-story, 3,000-square foot house in a great neighborhood to a small brick ranch on a less than desirable street. And I'm not going to lie to you. It's been four and a half years of hell. But it's getting better. And through all this, I've worked at home, so that I could be available to my children during school, after school, and on weekends.

I made the difficult decision to give up my Internet business a year and a half ago, and went in a completely different direction. The business I was in became less and less profitable due to market forces. I was making less and less money for more and more work. I finally pulled the plug. It was the right decision. It took me a few months to find the right job - again, working online - but I love what I do now, and there's much less stress.

And that's what I hope to share. If you enjoy working outside the house, then by all means, do what makes you a happy, healthy person. But if it's your dream to work at home, for whatever reason, make it a reality. It can be done. I've done it for the last ten years. In this blog, I hope to share information I find about work at home opportunities, new business ideas, and tips on making money and saving money. I'm proud to be a work at home mom. I believe I'm part of something bigger. I'm a part of a new revolution, a Mom Revolution.

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